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Our mission

We are committed to being a highly recognized provider of commercial equipment financing across Canada.
Our exceptional group of professionals will focus on providing value-added service to the equipment procurement process.

About us

As a wholly owned subsidiary of Meridian Credit Union, we offer flexible finance programs for manufacturers, distributors and dealers. Meridian OneCap makes it easy for you to do business. We are highly efficient at processing transactions. We are also highly dedicated to building lasting partnerships.

Our team is known as industry leaders. We’ve earned our reputation through consistent delivery of financing programs with the most efficient transaction process and superior customer service. With the largest direct sales force within the Canadian market, it’s no wonder our customer service is unparalleled.

Our approach is informed by a wealth of industry understanding. We’ve used that expertise to create leasing solutions for a wide variety of industries. But that’s just our starting point. Because we know that every business is unique, we will customize a solution to meet your business needs. Our flexibility, and yours, is enhanced by a variety of available payment structures.

Meridian OneCap Credit Corp can provide any amount that a client may need. Our clients rely upon our team’s national and local expertise to provide the tools best suited to their market.

Our leadership team has worked in the Canadian finance industry for a combined 130 years. We approach each opportunity with a wealth of knowledge, and a fresh perspective, to create successful sales tools for manufacturers and vendors and tailored programs for end users.

Meet the senior management team


Meridian OneCap has been a 100% Canadian owned and operated equipment finance company for 20 + years. From our very beginning we have had a National footprint with four major regional offices across Canada. Our Regional offices in Vancouver, Calgary, Toronto, and Montreal are hubs that support local account managers across their respective regions.



Irwin Business Finance
Onset Capital Corporation
and now operates as
Irwin Commercial Finance Canada.


Irwin Commercial Finance Canada
and now operates as
Roynat Lease Finance.


Meridian Credit Union
Roynat Lease Finance
and now operates as
Meridian OneCap Credit Corp.